Union County, South Carolina home prices
Typical home $131,794 · +6.7% in a year · property tax 0.56%
The typical home in Union County is worth $131,794, 57% less than the South Carolina typical home ($304,319). Values changed +6.7% in the past year and +2.0% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($737 on the typical home), versus 0.45% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,359 | $105,436 | $709 | $0 | $127 | $837 | $35,900 |
| 10% down | $13,179 | $118,615 | $798 | $49 | $127 | $975 | $41,800 |
| 5% down | $6,590 | $125,205 | $842 | $52 | $127 | $1,022 | $43,800 |
| 3.5% down (FHA) | $4,613 | $129,407 | $871 | $58 | $127 | $1,056 | $45,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lee County | $131,864 | -7.0% | 0.57% |
| Williamsburg County | $128,370 | -1.4% | 0.66% |
| Bamberg County | $127,650 | -6.2% | 0.83% |
| Marlboro County | $123,044 | -2.0% | 0.6% |
| Marion County | $144,024 | -2.0% | 0.47% |
| Dillon County | $156,722 | +9.6% | 0.53% |
| Hampton County | $159,212 | -0.4% | 0.8% |
| Orangeburg County | $162,517 | +4.7% | 0.65% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Barnwell County | $172,893 | +0.3% | 0.73% |
Frequently asked questions
What is the average home price in Union County, SC?
The typical home value in Union County is $131,794 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $35,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).