Bamberg County, South Carolina home prices
Typical home $127,650 · -6.2% in a year · property tax 0.83%
The typical home in Bamberg County is worth $127,650, 58% less than the South Carolina typical home ($304,319). Values changed -6.2% in the past year and +1.7% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($1,059 on the typical home), versus 0.45% statewide.
Mortgage on the typical Bamberg County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,530 | $102,120 | $687 | $0 | $152 | $839 | $36,000 |
| 10% down | $12,765 | $114,885 | $773 | $48 | $152 | $973 | $41,700 |
| 5% down | $6,383 | $121,268 | $816 | $51 | $152 | $1,018 | $43,600 |
| 3.5% down (FHA) | $4,468 | $125,338 | $843 | $56 | $152 | $1,052 | $45,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Williamsburg County | $128,370 | -1.4% | 0.66% |
| Union County | $131,794 | +6.7% | 0.56% |
| Lee County | $131,864 | -7.0% | 0.57% |
| Marlboro County | $123,044 | -2.0% | 0.6% |
| Marion County | $144,024 | -2.0% | 0.47% |
| Dillon County | $156,722 | +9.6% | 0.53% |
| Hampton County | $159,212 | -0.4% | 0.8% |
| Orangeburg County | $162,517 | +4.7% | 0.65% |
| Darlington County | $170,906 | +10.4% | 0.41% |
| Barnwell County | $172,893 | +0.3% | 0.73% |
Frequently asked questions
What is the average home price in Bamberg County, SC?
The typical home value in Bamberg County is $127,650 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Bamberg County?
About $36,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Bamberg County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).