Charleston County, South Carolina home prices
Typical home $609,591 · +1.5% in a year · property tax 0.39%
The typical home in Charleston County is worth $609,591, 100% more than the South Carolina typical home ($304,319). Values changed +1.5% in the past year and +39.0% over five years. Homeowners here pay a median 0.39% of their home's value in property tax each year ($2,369 on the typical home), versus 0.45% statewide.
Mortgage on the typical Charleston County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $121,918 | $487,673 | $3,281 | $0 | $502 | $3,783 | $162,100 |
| 10% down | $60,959 | $548,632 | $3,691 | $229 | $502 | $4,422 | $189,500 |
| 5% down | $30,480 | $579,111 | $3,896 | $241 | $502 | $4,639 | $198,800 |
| 3.5% down (FHA) | $21,336 | $598,549 | $4,026 | $270 | $502 | $4,798 | $205,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.39% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Charleston metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beaufort County | $552,182 | +1.6% | 0.48% |
| Jasper County | $403,389 | -3.9% | 0.57% |
| Georgetown County | $387,236 | +0.1% | 0.41% |
| York County | $383,056 | -1.5% | 0.48% |
| Lancaster County | $378,849 | -2.0% | 0.5% |
| Berkeley County | $378,292 | -0.0% | 0.45% |
| Dorchester County | $348,212 | -0.9% | 0.56% |
| Greenville County | $336,744 | +1.6% | 0.51% |
| Horry County | $319,809 | +0.4% | 0.33% |
| McCormick County | $316,274 | +4.2% | 0.56% |
Frequently asked questions
What is the average home price in Charleston County, SC?
The typical home value in Charleston County is $609,591 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Charleston County?
About $162,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Charleston County?
The median effective rate is 0.39% of home value a year (Census ACS 2024 5-year estimates).