Beaufort County, South Carolina home prices
Typical home $552,182 · +1.6% in a year · property tax 0.48%
The typical home in Beaufort County is worth $552,182, 81% more than the South Carolina typical home ($304,319). Values changed +1.6% in the past year and +34.7% over five years. Homeowners here pay a median 0.48% of their home's value in property tax each year ($2,635 on the typical home), versus 0.45% statewide.
Mortgage on the typical Beaufort County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $110,436 | $441,745 | $2,972 | $0 | $496 | $3,467 | $148,600 |
| 10% down | $55,218 | $496,964 | $3,343 | $207 | $496 | $4,046 | $173,400 |
| 5% down | $27,609 | $524,573 | $3,529 | $219 | $496 | $4,243 | $181,800 |
| 3.5% down (FHA) | $19,326 | $542,180 | $3,647 | $244 | $496 | $4,387 | $188,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.48% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Hilton Head Island metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Charleston County | $609,591 | +1.5% | 0.39% |
| Jasper County | $403,389 | -3.9% | 0.57% |
| Georgetown County | $387,236 | +0.1% | 0.41% |
| York County | $383,056 | -1.5% | 0.48% |
| Lancaster County | $378,849 | -2.0% | 0.5% |
| Berkeley County | $378,292 | -0.0% | 0.45% |
| Dorchester County | $348,212 | -0.9% | 0.56% |
| Greenville County | $336,744 | +1.6% | 0.51% |
| Horry County | $319,809 | +0.4% | 0.33% |
| McCormick County | $316,274 | +4.2% | 0.56% |
Frequently asked questions
What is the average home price in Beaufort County, SC?
The typical home value in Beaufort County is $552,182 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Beaufort County?
About $148,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Beaufort County?
The median effective rate is 0.48% of home value a year (Census ACS 2024 5-year estimates).