Georgetown County, South Carolina home prices
Typical home $387,236 · +0.1% in a year · property tax 0.41%
The typical home in Georgetown County is worth $387,236, 27% more than the South Carolina typical home ($304,319). Values changed +0.1% in the past year and +28.0% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($1,592 on the typical home), versus 0.45% statewide.
Mortgage on the typical Georgetown County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,447 | $309,789 | $2,084 | $0 | $326 | $2,410 | $103,300 |
| 10% down | $38,724 | $348,512 | $2,344 | $145 | $326 | $2,816 | $120,700 |
| 5% down | $19,362 | $367,874 | $2,475 | $153 | $326 | $2,954 | $126,600 |
| 3.5% down (FHA) | $13,553 | $380,222 | $2,558 | $171 | $326 | $3,055 | $130,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Carolina · part of the Georgetown metro area.
South Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| York County | $383,056 | -1.5% | 0.48% |
| Lancaster County | $378,849 | -2.0% | 0.5% |
| Berkeley County | $378,292 | -0.0% | 0.45% |
| Jasper County | $403,389 | -3.9% | 0.57% |
| Dorchester County | $348,212 | -0.9% | 0.56% |
| Greenville County | $336,744 | +1.6% | 0.51% |
| Horry County | $319,809 | +0.4% | 0.33% |
| McCormick County | $316,274 | +4.2% | 0.56% |
| Pickens County | $307,321 | +2.5% | 0.37% |
| Oconee County | $287,580 | +2.3% | 0.38% |
Frequently asked questions
What is the average home price in Georgetown County, SC?
The typical home value in Georgetown County is $387,236 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Georgetown County?
About $103,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Georgetown County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).