Georgetown, SC home prices
Typical home $387,242 · +0.1% in a year · income needed $103,300
The Georgetown, SC metro area ranks 167 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.1% in a year and +28.0% over five years. With 20% down at 7.11%, the typical home costs about $2,410 a month including 0.41% property tax (Georgetown County rate).
Mortgage on the typical Georgetown home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $77,448 | $309,793 | $2,084 | $0 | $326 | $2,410 | $103,300 |
| 10% down | $38,724 | $348,518 | $2,345 | $145 | $326 | $2,816 | $120,700 |
| 5% down | $19,362 | $367,880 | $2,475 | $153 | $326 | $2,954 | $126,600 |
| 3.5% down (FHA) | $13,553 | $380,228 | $2,558 | $171 | $326 | $3,055 | $130,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Georgetown area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Georgetown County, SC | $387,236 | +0.1% | 0.41% |
What can you afford in South Carolina on your salary? · South Carolina home prices · Salaries in South Carolina
Frequently asked questions
How much is a house in Georgetown?
The typical home in the Georgetown, SC metro area is worth $387,242 (Zillow, September 2026).
What salary do you need to buy a house in Georgetown?
About $103,300 a year for the typical home with 20% down at 7.11%.