Union County, Oregon home prices
Typical home $332,868 · +3.8% in a year · property tax 0.83%
The typical home in Union County is worth $332,868, 32% less than the Oregon typical home ($492,753). Values changed +3.8% in the past year and +27.7% over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,764 on the typical home), versus 0.79% statewide.
Mortgage on the typical Union County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,574 | $266,294 | $1,791 | $0 | $397 | $2,188 | $93,800 |
| 10% down | $33,287 | $299,581 | $2,015 | $125 | $397 | $2,537 | $108,700 |
| 5% down | $16,643 | $316,225 | $2,127 | $132 | $397 | $2,656 | $113,800 |
| 3.5% down (FHA) | $11,650 | $326,839 | $2,199 | $147 | $397 | $2,743 | $117,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the La Grande metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $339,328 | +0.1% | 0.61% |
| Coos County | $348,767 | -0.5% | 0.68% |
| Umatilla County | $312,771 | +2.8% | 0.9% |
| Wheeler County | $310,433 | +5.4% | 0.69% |
| Morrow County | $306,837 | +1.4% | 0.81% |
| Malheur County | $306,087 | +2.8% | 0.75% |
| Klamath County | $303,425 | -0.1% | 0.62% |
| Baker County | $297,516 | -0.4% | 0.78% |
| Sherman County | $289,987 | +4.0% | 0.75% |
| Grant County | $281,746 | +1.9% | 0.73% |
Frequently asked questions
What is the average home price in Union County, OR?
The typical home value in Union County is $332,868 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Union County?
About $93,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Union County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).