La Grande, OR home prices
Typical home $332,858 · +3.8% in a year · income needed $93,800
The La Grande, OR metro area ranks 254 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.8% in a year and +27.7% over five years. With 20% down at 7.11%, the typical home costs about $2,188 a month including 0.83% property tax (Union County rate).
Mortgage on the typical La Grande home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,572 | $266,286 | $1,791 | $0 | $397 | $2,188 | $93,800 |
| 10% down | $33,286 | $299,572 | $2,015 | $125 | $397 | $2,537 | $108,700 |
| 5% down | $16,643 | $316,215 | $2,127 | $132 | $397 | $2,656 | $113,800 |
| 3.5% down (FHA) | $11,650 | $326,829 | $2,199 | $147 | $397 | $2,743 | $117,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the La Grande area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Union County, OR | $332,868 | +3.8% | 0.83% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in La Grande?
The typical home in the La Grande, OR metro area is worth $332,858 (Zillow, September 2026).
What salary do you need to buy a house in La Grande?
About $93,800 a year for the typical home with 20% down at 7.11%.