Coos County, Oregon home prices
Typical home $348,767 · -0.5% in a year · property tax 0.68%
The typical home in Coos County is worth $348,767, 29% less than the Oregon typical home ($492,753). Values changed -0.5% in the past year and +10.0% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($2,358 on the typical home), versus 0.79% statewide.
Mortgage on the typical Coos County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $69,753 | $279,014 | $1,877 | $0 | $371 | $2,248 | $96,300 |
| 10% down | $34,877 | $313,891 | $2,112 | $131 | $371 | $2,613 | $112,000 |
| 5% down | $17,438 | $331,329 | $2,229 | $138 | $371 | $2,738 | $117,300 |
| 3.5% down (FHA) | $12,207 | $342,450 | $2,304 | $154 | $371 | $2,829 | $121,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Coos Bay metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County | $339,328 | +0.1% | 0.61% |
| Union County | $332,868 | +3.8% | 0.83% |
| Umatilla County | $312,771 | +2.8% | 0.9% |
| Wheeler County | $310,433 | +5.4% | 0.69% |
| Josephine County | $388,433 | -0.1% | 0.52% |
| Morrow County | $306,837 | +1.4% | 0.81% |
| Malheur County | $306,087 | +2.8% | 0.75% |
| Klamath County | $303,425 | -0.1% | 0.62% |
| Baker County | $297,516 | -0.4% | 0.78% |
| Wasco County | $400,158 | +2.2% | 0.77% |
Frequently asked questions
What is the average home price in Coos County, OR?
The typical home value in Coos County is $348,767 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Coos County?
About $96,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Coos County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).