Douglas County, Oregon home prices
Typical home $339,328 · +0.1% in a year · property tax 0.61%
The typical home in Douglas County is worth $339,328, 31% less than the Oregon typical home ($492,753). Values changed +0.1% in the past year and +14.7% over five years. Homeowners here pay a median 0.61% of their home's value in property tax each year ($2,072 on the typical home), versus 0.79% statewide.
Mortgage on the typical Douglas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,866 | $271,462 | $1,826 | $0 | $342 | $2,168 | $92,900 |
| 10% down | $33,933 | $305,395 | $2,054 | $127 | $342 | $2,524 | $108,200 |
| 5% down | $16,966 | $322,361 | $2,169 | $134 | $342 | $2,645 | $113,400 |
| 3.5% down (FHA) | $11,876 | $333,182 | $2,241 | $150 | $342 | $2,734 | $117,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Roseburg metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Union County | $332,868 | +3.8% | 0.83% |
| Coos County | $348,767 | -0.5% | 0.68% |
| Umatilla County | $312,771 | +2.8% | 0.9% |
| Wheeler County | $310,433 | +5.4% | 0.69% |
| Morrow County | $306,837 | +1.4% | 0.81% |
| Malheur County | $306,087 | +2.8% | 0.75% |
| Klamath County | $303,425 | -0.1% | 0.62% |
| Baker County | $297,516 | -0.4% | 0.78% |
| Josephine County | $388,433 | -0.1% | 0.52% |
| Sherman County | $289,987 | +4.0% | 0.75% |
Frequently asked questions
What is the average home price in Douglas County, OR?
The typical home value in Douglas County is $339,328 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Douglas County?
About $92,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Douglas County?
The median effective rate is 0.61% of home value a year (Census ACS 2024 5-year estimates).