Roseburg, OR home prices
Typical home $339,366 · +0.1% in a year · income needed $92,900
The Roseburg, OR metro area ranks 241 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +0.1% in a year and +14.7% over five years. With 20% down at 7.11%, the typical home costs about $2,169 a month including 0.61% property tax (Douglas County rate).
Mortgage on the typical Roseburg home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,873 | $271,493 | $1,826 | $0 | $342 | $2,169 | $92,900 |
| 10% down | $33,937 | $305,430 | $2,055 | $127 | $342 | $2,524 | $108,200 |
| 5% down | $16,968 | $322,398 | $2,169 | $134 | $342 | $2,646 | $113,400 |
| 3.5% down (FHA) | $11,878 | $333,219 | $2,242 | $150 | $342 | $2,734 | $117,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.61% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Roseburg area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Douglas County, OR | $339,328 | +0.1% | 0.61% |
What can you afford in Oregon on your salary? · Oregon home prices · Salaries in Oregon
Frequently asked questions
How much is a house in Roseburg?
The typical home in the Roseburg, OR metro area is worth $339,366 (Zillow, September 2026).
What salary do you need to buy a house in Roseburg?
About $92,900 a year for the typical home with 20% down at 7.11%.