Linn County, Oregon home prices
Typical home $408,244 · +0.3% in a year · property tax 0.87%
The typical home in Linn County is worth $408,244, 17% less than the Oregon typical home ($492,753). Values changed +0.3% in the past year and +15.7% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($3,537 on the typical home), versus 0.79% statewide.
Mortgage on the typical Linn County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $81,649 | $326,595 | $2,197 | $0 | $499 | $2,696 | $115,500 |
| 10% down | $40,824 | $367,419 | $2,472 | $153 | $499 | $3,124 | $133,900 |
| 5% down | $20,412 | $387,831 | $2,609 | $162 | $499 | $3,269 | $140,100 |
| 3.5% down (FHA) | $14,289 | $400,849 | $2,697 | $181 | $499 | $3,376 | $144,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Albany metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wasco County | $400,158 | +2.2% | 0.77% |
| Jefferson County | $424,796 | +0.4% | 0.69% |
| Josephine County | $388,433 | -0.1% | 0.52% |
| Jackson County | $431,214 | +1.1% | 0.74% |
| Marion County | $439,746 | +0.2% | 0.84% |
| Wallowa County | $441,217 | +1.6% | 0.57% |
| Columbia County | $444,644 | -0.6% | 0.74% |
| Curry County | $448,677 | -1.4% | 0.48% |
| Lane County | $452,807 | +1.0% | 0.82% |
| Coos County | $348,767 | -0.5% | 0.68% |
Frequently asked questions
What is the average home price in Linn County, OR?
The typical home value in Linn County is $408,244 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Linn County?
About $115,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Linn County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).