Jefferson County, Oregon home prices
Typical home $424,796 · +0.4% in a year · property tax 0.69%
The typical home in Jefferson County is worth $424,796, 14% less than the Oregon typical home ($492,753). Values changed +0.4% in the past year and +13.2% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($2,941 on the typical home), versus 0.79% statewide.
Mortgage on the typical Jefferson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $84,959 | $339,837 | $2,286 | $0 | $458 | $2,744 | $117,600 |
| 10% down | $42,480 | $382,317 | $2,572 | $159 | $458 | $3,189 | $136,700 |
| 5% down | $21,240 | $403,556 | $2,715 | $168 | $458 | $3,340 | $143,200 |
| 3.5% down (FHA) | $14,868 | $417,102 | $2,806 | $188 | $458 | $3,451 | $147,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jackson County | $431,214 | +1.1% | 0.74% |
| Marion County | $439,746 | +0.2% | 0.84% |
| Wallowa County | $441,217 | +1.6% | 0.57% |
| Linn County | $408,244 | +0.3% | 0.87% |
| Columbia County | $444,644 | -0.6% | 0.74% |
| Curry County | $448,677 | -1.4% | 0.48% |
| Wasco County | $400,158 | +2.2% | 0.77% |
| Lane County | $452,807 | +1.0% | 0.82% |
| Josephine County | $388,433 | -0.1% | 0.52% |
| Lincoln County | $470,173 | +0.4% | 0.81% |
Frequently asked questions
What is the average home price in Jefferson County, OR?
The typical home value in Jefferson County is $424,796 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jefferson County?
About $117,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jefferson County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).