Columbia County, Oregon home prices
Typical home $444,644 · -0.6% in a year · property tax 0.74%
The typical home in Columbia County is worth $444,644, 10% less than the Oregon typical home ($492,753). Values changed -0.6% in the past year and +7.5% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($3,308 on the typical home), versus 0.79% statewide.
Mortgage on the typical Columbia County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $88,929 | $355,715 | $2,393 | $0 | $498 | $2,891 | $123,900 |
| 10% down | $44,464 | $400,180 | $2,692 | $167 | $498 | $3,357 | $143,900 |
| 5% down | $22,232 | $422,412 | $2,842 | $176 | $498 | $3,516 | $150,700 |
| 3.5% down (FHA) | $15,563 | $436,591 | $2,937 | $197 | $498 | $3,632 | $155,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Oregon · part of the Portland metro area.
Oregon counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wallowa County | $441,217 | +1.6% | 0.57% |
| Curry County | $448,677 | -1.4% | 0.48% |
| Marion County | $439,746 | +0.2% | 0.84% |
| Lane County | $452,807 | +1.0% | 0.82% |
| Jackson County | $431,214 | +1.1% | 0.74% |
| Jefferson County | $424,796 | +0.4% | 0.69% |
| Lincoln County | $470,173 | +0.4% | 0.81% |
| Crook County | $471,570 | +0.9% | 0.64% |
| Polk County | $475,672 | +1.3% | 0.8% |
| Linn County | $408,244 | +0.3% | 0.87% |
Frequently asked questions
What is the average home price in Columbia County, OR?
The typical home value in Columbia County is $444,644 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Columbia County?
About $123,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Columbia County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).