Ross County, Ohio home prices
Typical home $201,557 · +3.7% in a year · property tax 1%
The typical home in Ross County is worth $201,557, 18% less than the Ohio typical home ($245,982). Values changed +3.7% in the past year and +28.3% over five years. Homeowners here pay a median 1% of their home's value in property tax each year ($2,007 on the typical home), versus 1.22% statewide.
Mortgage on the typical Ross County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $40,311 | $161,246 | $1,085 | $0 | $268 | $1,353 | $58,000 |
| 10% down | $20,156 | $181,401 | $1,220 | $76 | $268 | $1,564 | $67,000 |
| 5% down | $10,078 | $191,479 | $1,288 | $80 | $268 | $1,636 | $70,100 |
| 3.5% down (FHA) | $7,054 | $197,906 | $1,331 | $89 | $268 | $1,689 | $72,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Chillicothe metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Highland County | $200,703 | +4.1% | 0.91% |
| Montgomery County | $202,892 | +2.9% | 1.73% |
| Clark County | $199,692 | +3.2% | 1.19% |
| Carroll County | $203,750 | +8.6% | 0.94% |
| Richland County | $198,720 | +6.0% | 1.25% |
| Huron County | $195,481 | +4.6% | 1.05% |
| Muskingum County | $211,125 | +2.2% | 0.91% |
| Coshocton County | $191,924 | +6.8% | 0.95% |
| Henry County | $211,247 | +5.4% | 1.17% |
| Wyandot County | $191,318 | +4.1% | 0.86% |
Frequently asked questions
What is the average home price in Ross County, OH?
The typical home value in Ross County is $201,557 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ross County?
About $58,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ross County?
The median effective rate is 1% of home value a year (Census ACS 2024 5-year estimates).