Richland County, Ohio home prices
Typical home $198,720 · +6.0% in a year · property tax 1.25%
The typical home in Richland County is worth $198,720, 19% less than the Ohio typical home ($245,982). Values changed +6.0% in the past year and +40.7% over five years. Homeowners here pay a median 1.25% of their home's value in property tax each year ($2,485 on the typical home), versus 1.22% statewide.
Mortgage on the typical Richland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,744 | $158,976 | $1,069 | $0 | $306 | $1,376 | $59,000 |
| 10% down | $19,872 | $178,848 | $1,203 | $75 | $306 | $1,584 | $67,900 |
| 5% down | $9,936 | $188,784 | $1,270 | $79 | $306 | $1,655 | $70,900 |
| 3.5% down (FHA) | $6,955 | $195,121 | $1,313 | $88 | $306 | $1,707 | $73,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.25% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Mansfield metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Clark County | $199,692 | +3.2% | 1.19% |
| Highland County | $200,703 | +4.1% | 0.91% |
| Ross County | $201,557 | +3.7% | 1% |
| Huron County | $195,481 | +4.6% | 1.05% |
| Montgomery County | $202,892 | +2.9% | 1.73% |
| Carroll County | $203,750 | +8.6% | 0.94% |
| Coshocton County | $191,924 | +6.8% | 0.95% |
| Wyandot County | $191,318 | +4.1% | 0.86% |
| Hardin County | $191,242 | +4.7% | 1.05% |
| Allen County | $190,690 | +5.1% | 1.12% |
Frequently asked questions
What is the average home price in Richland County, OH?
The typical home value in Richland County is $198,720 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Richland County?
About $59,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Richland County?
The median effective rate is 1.25% of home value a year (Census ACS 2024 5-year estimates).