Clark County, Ohio home prices
Typical home $199,692 · +3.2% in a year · property tax 1.19%
The typical home in Clark County is worth $199,692, 19% less than the Ohio typical home ($245,982). Values changed +3.2% in the past year and +38.6% over five years. Homeowners here pay a median 1.19% of their home's value in property tax each year ($2,373 on the typical home), versus 1.22% statewide.
Mortgage on the typical Clark County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,938 | $159,753 | $1,075 | $0 | $298 | $1,372 | $58,800 |
| 10% down | $19,969 | $179,722 | $1,209 | $75 | $298 | $1,581 | $67,800 |
| 5% down | $9,985 | $189,707 | $1,276 | $79 | $298 | $1,653 | $70,800 |
| 3.5% down (FHA) | $6,989 | $196,075 | $1,319 | $88 | $298 | $1,705 | $73,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.19% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Springfield metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richland County | $198,720 | +6.0% | 1.25% |
| Highland County | $200,703 | +4.1% | 0.91% |
| Ross County | $201,557 | +3.7% | 1% |
| Montgomery County | $202,892 | +2.9% | 1.73% |
| Carroll County | $203,750 | +8.6% | 0.94% |
| Huron County | $195,481 | +4.6% | 1.05% |
| Coshocton County | $191,924 | +6.8% | 0.95% |
| Wyandot County | $191,318 | +4.1% | 0.86% |
| Hardin County | $191,242 | +4.7% | 1.05% |
| Allen County | $190,690 | +5.1% | 1.12% |
Frequently asked questions
What is the average home price in Clark County, OH?
The typical home value in Clark County is $199,692 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Clark County?
About $58,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Clark County?
The median effective rate is 1.19% of home value a year (Census ACS 2024 5-year estimates).