Henry County, Ohio home prices
Typical home $211,247 · +5.4% in a year · property tax 1.17%
The typical home in Henry County is worth $211,247, 14% less than the Ohio typical home ($245,982). Values changed +5.4% in the past year and +28.0% over five years. Homeowners here pay a median 1.17% of their home's value in property tax each year ($2,468 on the typical home), versus 1.22% statewide.
Mortgage on the typical Henry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,249 | $168,998 | $1,137 | $0 | $311 | $1,448 | $62,100 |
| 10% down | $21,125 | $190,123 | $1,279 | $79 | $311 | $1,670 | $71,600 |
| 5% down | $10,562 | $200,685 | $1,350 | $84 | $311 | $1,745 | $74,800 |
| 3.5% down (FHA) | $7,394 | $207,421 | $1,395 | $93 | $311 | $1,800 | $77,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Muskingum County | $211,125 | +2.2% | 0.91% |
| Tuscarawas County | $218,297 | +6.0% | 1.06% |
| Cuyahoga County | $218,659 | +3.3% | 2% |
| Carroll County | $203,750 | +8.6% | 0.94% |
| Stark County | $218,921 | +4.2% | 1.29% |
| Montgomery County | $202,892 | +2.9% | 1.73% |
| Darke County | $220,288 | +8.5% | 0.91% |
| Ross County | $201,557 | +3.7% | 1% |
| Perry County | $221,504 | +1.2% | 0.95% |
| Highland County | $200,703 | +4.1% | 0.91% |
Frequently asked questions
What is the average home price in Henry County, OH?
The typical home value in Henry County is $211,247 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Henry County?
About $62,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Henry County?
The median effective rate is 1.17% of home value a year (Census ACS 2024 5-year estimates).