Darke County, Ohio home prices
Typical home $220,288 · +8.5% in a year · property tax 0.91%
The typical home in Darke County is worth $220,288, 10% less than the Ohio typical home ($245,982). Values changed +8.5% in the past year and +40.2% over five years. Homeowners here pay a median 0.91% of their home's value in property tax each year ($2,015 on the typical home), versus 1.22% statewide.
Mortgage on the typical Darke County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,058 | $176,231 | $1,186 | $0 | $278 | $1,464 | $62,700 |
| 10% down | $22,029 | $198,260 | $1,334 | $83 | $278 | $1,694 | $72,600 |
| 5% down | $11,014 | $209,274 | $1,408 | $87 | $278 | $1,773 | $76,000 |
| 3.5% down (FHA) | $7,710 | $216,298 | $1,455 | $97 | $278 | $1,831 | $78,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.91% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Greenville metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Perry County | $221,504 | +1.2% | 0.95% |
| Stark County | $218,921 | +4.2% | 1.29% |
| Cuyahoga County | $218,659 | +3.3% | 2% |
| Tuscarawas County | $218,297 | +6.0% | 1.06% |
| Summit County | $227,458 | +3.6% | 1.53% |
| Henry County | $211,247 | +5.4% | 1.17% |
| Muskingum County | $211,125 | +2.2% | 0.91% |
| Fulton County | $230,046 | +2.7% | 1.28% |
| Preble County | $235,943 | +7.3% | 1.04% |
| Carroll County | $203,750 | +8.6% | 0.94% |
Frequently asked questions
What is the average home price in Darke County, OH?
The typical home value in Darke County is $220,288 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Darke County?
About $62,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Darke County?
The median effective rate is 0.91% of home value a year (Census ACS 2024 5-year estimates).