Cuyahoga County, Ohio home prices
Typical home $218,659 · +3.3% in a year · property tax 2%
The typical home in Cuyahoga County is worth $218,659, 11% less than the Ohio typical home ($245,982). Values changed +3.3% in the past year and +32.5% over five years. Homeowners here pay a median 2% of their home's value in property tax each year ($4,375 on the typical home), versus 1.22% statewide.
Mortgage on the typical Cuyahoga County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,732 | $174,927 | $1,177 | $0 | $474 | $1,651 | $70,700 |
| 10% down | $21,866 | $196,793 | $1,324 | $82 | $474 | $1,880 | $80,600 |
| 5% down | $10,933 | $207,726 | $1,397 | $87 | $474 | $1,958 | $83,900 |
| 3.5% down (FHA) | $7,653 | $214,699 | $1,444 | $97 | $474 | $2,015 | $86,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 2% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Cleveland metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Stark County | $218,921 | +4.2% | 1.29% |
| Tuscarawas County | $218,297 | +6.0% | 1.06% |
| Darke County | $220,288 | +8.5% | 0.91% |
| Perry County | $221,504 | +1.2% | 0.95% |
| Henry County | $211,247 | +5.4% | 1.17% |
| Muskingum County | $211,125 | +2.2% | 0.91% |
| Summit County | $227,458 | +3.6% | 1.53% |
| Fulton County | $230,046 | +2.7% | 1.28% |
| Carroll County | $203,750 | +8.6% | 0.94% |
| Montgomery County | $202,892 | +2.9% | 1.73% |
Frequently asked questions
What is the average home price in Cuyahoga County, OH?
The typical home value in Cuyahoga County is $218,659 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cuyahoga County?
About $70,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cuyahoga County?
The median effective rate is 2% of home value a year (Census ACS 2024 5-year estimates).