Wilkes County, North Carolina home prices
Typical home $225,067 · +4.5% in a year · property tax 0.59%
The typical home in Wilkes County is worth $225,067, 32% less than the North Carolina typical home ($332,159). Values changed +4.5% in the past year and +32.4% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,336 on the typical home), versus 0.64% statewide.
Mortgage on the typical Wilkes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,013 | $180,054 | $1,211 | $0 | $224 | $1,435 | $61,500 |
| 10% down | $22,507 | $202,560 | $1,363 | $84 | $224 | $1,671 | $71,600 |
| 5% down | $11,253 | $213,814 | $1,438 | $89 | $224 | $1,751 | $75,100 |
| 3.5% down (FHA) | $7,877 | $220,990 | $1,487 | $100 | $224 | $1,810 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the North Wilkesboro metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Graham County | $226,187 | +1.8% | 0.57% |
| Hyde County | $223,074 | +4.5% | 0.79% |
| Cumberland County | $227,993 | +0.4% | 0.93% |
| Warren County | $221,073 | +4.8% | 0.71% |
| Chowan County | $231,388 | +5.0% | 0.71% |
| Caldwell County | $233,547 | +0.8% | 0.6% |
| Yadkin County | $233,897 | +3.8% | 0.67% |
| Wilson County | $216,195 | -0.4% | 0.79% |
| Nash County | $234,011 | +1.5% | 0.71% |
| Beaufort County | $235,091 | +1.6% | 0.67% |
Frequently asked questions
What is the average home price in Wilkes County, NC?
The typical home value in Wilkes County is $225,067 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilkes County?
About $61,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilkes County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).