Beaufort County, North Carolina home prices
Typical home $235,091 · +1.6% in a year · property tax 0.67%
The typical home in Beaufort County is worth $235,091, 29% less than the North Carolina typical home ($332,159). Values changed +1.6% in the past year and +33.9% over five years. Homeowners here pay a median 0.67% of their home's value in property tax each year ($1,586 on the typical home), versus 0.64% statewide.
Mortgage on the typical Beaufort County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,018 | $188,073 | $1,265 | $0 | $250 | $1,515 | $64,900 |
| 10% down | $23,509 | $211,582 | $1,423 | $88 | $250 | $1,761 | $75,500 |
| 5% down | $11,755 | $223,337 | $1,502 | $93 | $250 | $1,845 | $79,100 |
| 3.5% down (FHA) | $8,228 | $230,833 | $1,553 | $104 | $250 | $1,907 | $81,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Washington metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nash County | $234,011 | +1.5% | 0.71% |
| Yadkin County | $233,897 | +3.8% | 0.67% |
| Mitchell County | $236,388 | +3.4% | 0.52% |
| Caldwell County | $233,547 | +0.8% | 0.6% |
| Chowan County | $231,388 | +5.0% | 0.71% |
| Surry County | $241,900 | +4.7% | 0.6% |
| Cumberland County | $227,993 | +0.4% | 0.93% |
| Pitt County | $243,595 | +1.1% | 0.83% |
| Graham County | $226,187 | +1.8% | 0.57% |
| Wilkes County | $225,067 | +4.5% | 0.59% |
Frequently asked questions
What is the average home price in Beaufort County, NC?
The typical home value in Beaufort County is $235,091 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Beaufort County?
About $64,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Beaufort County?
The median effective rate is 0.67% of home value a year (Census ACS 2024 5-year estimates).