Washington, NC home prices
Typical home $235,170 · +1.6% in a year · income needed $64,900
The Washington, NC metro area ranks 503 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.6% in a year and +33.9% over five years. With 20% down at 7.11%, the typical home costs about $1,515 a month including 0.67% property tax (Beaufort County rate).
Mortgage on the typical Washington home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,034 | $188,136 | $1,266 | $0 | $250 | $1,515 | $64,900 |
| 10% down | $23,517 | $211,653 | $1,424 | $88 | $250 | $1,762 | $75,500 |
| 5% down | $11,758 | $223,411 | $1,503 | $93 | $250 | $1,846 | $79,100 |
| 3.5% down (FHA) | $8,231 | $230,910 | $1,553 | $104 | $250 | $1,907 | $81,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.67% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Washington area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beaufort County, NC | $235,091 | +1.6% | 0.67% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Washington?
The typical home in the Washington, NC metro area is worth $235,170 (Zillow, September 2026).
What salary do you need to buy a house in Washington?
About $64,900 a year for the typical home with 20% down at 7.11%.