North Wilkesboro, NC home prices
Typical home $225,065 · +4.6% in a year · income needed $61,500
The North Wilkesboro, NC metro area ranks 545 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.6% in a year and +32.5% over five years. With 20% down at 7.11%, the typical home costs about $1,435 a month including 0.59% property tax (Wilkes County rate).
Mortgage on the typical North Wilkesboro home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,013 | $180,052 | $1,211 | $0 | $224 | $1,435 | $61,500 |
| 10% down | $22,507 | $202,559 | $1,363 | $84 | $224 | $1,671 | $71,600 |
| 5% down | $11,253 | $213,812 | $1,438 | $89 | $224 | $1,751 | $75,100 |
| 3.5% down (FHA) | $7,877 | $220,989 | $1,487 | $100 | $224 | $1,810 | $77,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the North Wilkesboro area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wilkes County, NC | $225,067 | +4.5% | 0.59% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in North Wilkesboro?
The typical home in the North Wilkesboro, NC metro area is worth $225,065 (Zillow, September 2026).
What salary do you need to buy a house in North Wilkesboro?
About $61,500 a year for the typical home with 20% down at 7.11%.