Wilson County, North Carolina home prices
Typical home $216,195 · -0.4% in a year · property tax 0.79%
The typical home in Wilson County is worth $216,195, 35% less than the North Carolina typical home ($332,159). Values changed -0.4% in the past year and +33.0% over five years. Homeowners here pay a median 0.79% of their home's value in property tax each year ($1,710 on the typical home), versus 0.64% statewide.
Mortgage on the typical Wilson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,239 | $172,956 | $1,163 | $0 | $251 | $1,414 | $60,600 |
| 10% down | $21,620 | $194,576 | $1,309 | $81 | $251 | $1,641 | $70,300 |
| 5% down | $10,810 | $205,385 | $1,382 | $86 | $251 | $1,718 | $73,600 |
| 3.5% down (FHA) | $7,567 | $212,279 | $1,428 | $96 | $251 | $1,774 | $76,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Wilson metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rutherford County | $214,563 | +2.4% | 0.58% |
| Warren County | $221,073 | +4.8% | 0.71% |
| Cleveland County | $210,523 | +0.0% | 0.64% |
| Caswell County | $210,158 | +5.6% | 0.69% |
| Hyde County | $223,074 | +4.5% | 0.79% |
| Wilkes County | $225,067 | +4.5% | 0.59% |
| Graham County | $226,187 | +1.8% | 0.57% |
| Cumberland County | $227,993 | +0.4% | 0.93% |
| Chowan County | $231,388 | +5.0% | 0.71% |
| Caldwell County | $233,547 | +0.8% | 0.6% |
Frequently asked questions
What is the average home price in Wilson County, NC?
The typical home value in Wilson County is $216,195 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilson County?
About $60,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilson County?
The median effective rate is 0.79% of home value a year (Census ACS 2024 5-year estimates).