Wilson, NC home prices
Typical home $216,198 · -0.4% in a year · income needed $60,600
The Wilson, NC metro area ranks 583 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.4% in a year and +33.0% over five years. With 20% down at 7.11%, the typical home costs about $1,414 a month including 0.79% property tax (Wilson County rate).
Mortgage on the typical Wilson home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,240 | $172,959 | $1,164 | $0 | $251 | $1,414 | $60,600 |
| 10% down | $21,620 | $194,578 | $1,309 | $81 | $251 | $1,641 | $70,300 |
| 5% down | $10,810 | $205,388 | $1,382 | $86 | $251 | $1,718 | $73,600 |
| 3.5% down (FHA) | $7,567 | $212,282 | $1,428 | $96 | $251 | $1,774 | $76,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.79% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wilson area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wilson County, NC | $216,195 | -0.4% | 0.79% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Wilson?
The typical home in the Wilson, NC metro area is worth $216,198 (Zillow, September 2026).
What salary do you need to buy a house in Wilson?
About $60,600 a year for the typical home with 20% down at 7.11%.