Jones County, North Carolina home prices
Typical home $132,173 · -2.6% in a year · property tax 0.74%
The typical home in Jones County is worth $132,173, 60% less than the North Carolina typical home ($332,159). Values changed -2.6% in the past year and +16.5% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($978 on the typical home), versus 0.64% statewide.
Mortgage on the typical Jones County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,435 | $105,738 | $711 | $0 | $148 | $859 | $36,800 |
| 10% down | $13,217 | $118,956 | $800 | $50 | $148 | $997 | $42,700 |
| 5% down | $6,609 | $125,564 | $845 | $52 | $148 | $1,045 | $44,800 |
| 3.5% down (FHA) | $4,626 | $129,779 | $873 | $58 | $148 | $1,079 | $46,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the New Bern metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richmond County | $128,738 | +1.8% | 0.89% |
| Robeson County | $136,515 | +2.3% | 0.87% |
| Edgecombe County | $136,679 | -1.5% | 1.04% |
| Martin County | $127,266 | +5.7% | 1.06% |
| Anson County | $139,872 | -0.1% | 0.77% |
| Scotland County | $144,965 | +5.2% | 0.93% |
| Halifax County | $116,316 | +3.1% | 1.15% |
| Lenoir County | $150,169 | +5.3% | 0.84% |
| Hertford County | $113,703 | +4.1% | 0.98% |
| Sampson County | $152,167 | +2.9% | 0.75% |
Frequently asked questions
What is the average home price in Jones County, NC?
The typical home value in Jones County is $132,173 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jones County?
About $36,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jones County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).