Hertford County, North Carolina home prices
Typical home $113,703 · +4.1% in a year · property tax 0.98%
The typical home in Hertford County is worth $113,703, 66% less than the North Carolina typical home ($332,159). Values changed +4.1% in the past year and +2.8% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($1,114 on the typical home), versus 0.64% statewide.
Mortgage on the typical Hertford County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,741 | $90,963 | $612 | $0 | $150 | $762 | $32,600 |
| 10% down | $11,370 | $102,333 | $688 | $43 | $150 | $881 | $37,700 |
| 5% down | $5,685 | $108,018 | $727 | $45 | $150 | $921 | $39,500 |
| 3.5% down (FHA) | $3,980 | $111,644 | $751 | $50 | $150 | $951 | $40,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County | $111,908 | +0.6% | 0.99% |
| Halifax County | $116,316 | +3.1% | 1.15% |
| Northampton County | $107,797 | +6.4% | 1.08% |
| Martin County | $127,266 | +5.7% | 1.06% |
| Richmond County | $128,738 | +1.8% | 0.89% |
| Jones County | $132,173 | -2.6% | 0.74% |
| Robeson County | $136,515 | +2.3% | 0.87% |
| Edgecombe County | $136,679 | -1.5% | 1.04% |
| Anson County | $139,872 | -0.1% | 0.77% |
| Scotland County | $144,965 | +5.2% | 0.93% |
Frequently asked questions
What is the average home price in Hertford County, NC?
The typical home value in Hertford County is $113,703 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hertford County?
About $32,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hertford County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).