Halifax County, North Carolina home prices
Typical home $116,316 · +3.1% in a year · property tax 1.15%
The typical home in Halifax County is worth $116,316, 65% less than the North Carolina typical home ($332,159). Values changed +3.1% in the past year and +17.0% over five years. Homeowners here pay a median 1.15% of their home's value in property tax each year ($1,332 on the typical home), versus 0.64% statewide.
Mortgage on the typical Halifax County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $23,263 | $93,052 | $626 | $0 | $169 | $795 | $34,100 |
| 10% down | $11,632 | $104,684 | $704 | $44 | $169 | $917 | $39,300 |
| 5% down | $5,816 | $110,500 | $743 | $46 | $169 | $959 | $41,100 |
| 3.5% down (FHA) | $4,071 | $114,209 | $768 | $51 | $169 | $989 | $42,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.15% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Roanoke Rapids metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hertford County | $113,703 | +4.1% | 0.98% |
| Washington County | $111,908 | +0.6% | 0.99% |
| Northampton County | $107,797 | +6.4% | 1.08% |
| Martin County | $127,266 | +5.7% | 1.06% |
| Richmond County | $128,738 | +1.8% | 0.89% |
| Jones County | $132,173 | -2.6% | 0.74% |
| Robeson County | $136,515 | +2.3% | 0.87% |
| Edgecombe County | $136,679 | -1.5% | 1.04% |
| Anson County | $139,872 | -0.1% | 0.77% |
| Scotland County | $144,965 | +5.2% | 0.93% |
Frequently asked questions
What is the average home price in Halifax County, NC?
The typical home value in Halifax County is $116,316 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Halifax County?
About $34,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Halifax County?
The median effective rate is 1.15% of home value a year (Census ACS 2024 5-year estimates).