Roanoke Rapids, NC home prices
Typical home $113,749 · +4.0% in a year · income needed $33,300
The Roanoke Rapids, NC metro area ranks 872 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.0% in a year and +15.3% over five years. With 20% down at 7.11%, the typical home costs about $778 a month including 1.15% property tax (Halifax County rate).
Mortgage on the typical Roanoke Rapids home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $22,750 | $90,999 | $612 | $0 | $165 | $778 | $33,300 |
| 10% down | $11,375 | $102,374 | $689 | $43 | $165 | $897 | $38,400 |
| 5% down | $5,687 | $108,061 | $727 | $45 | $165 | $937 | $40,200 |
| 3.5% down (FHA) | $3,981 | $111,688 | $751 | $50 | $165 | $967 | $41,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.15% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Roanoke Rapids area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Halifax County, NC | $116,316 | +3.1% | 1.15% |
| Northampton County, NC | $107,797 | +6.4% | 1.08% |
What can you afford in North Carolina on your salary? · North Carolina home prices · Salaries in North Carolina
Frequently asked questions
How much is a house in Roanoke Rapids?
The typical home in the Roanoke Rapids, NC metro area is worth $113,749 (Zillow, September 2026).
What salary do you need to buy a house in Roanoke Rapids?
About $33,300 a year for the typical home with 20% down at 7.11%.