Lenoir County, North Carolina home prices
Typical home $150,169 · +5.3% in a year · property tax 0.84%
The typical home in Lenoir County is worth $150,169, 55% less than the North Carolina typical home ($332,159). Values changed +5.3% in the past year and +45.3% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,265 on the typical home), versus 0.64% statewide.
Mortgage on the typical Lenoir County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,034 | $120,135 | $808 | $0 | $180 | $989 | $42,400 |
| 10% down | $15,017 | $135,152 | $909 | $56 | $180 | $1,146 | $49,100 |
| 5% down | $7,508 | $142,661 | $960 | $59 | $180 | $1,200 | $51,400 |
| 3.5% down (FHA) | $5,256 | $147,449 | $992 | $66 | $180 | $1,239 | $53,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in North Carolina · part of the Kinston metro area.
North Carolina counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sampson County | $152,167 | +2.9% | 0.75% |
| Bladen County | $152,260 | -1.3% | 0.91% |
| Scotland County | $144,965 | +5.2% | 0.93% |
| Anson County | $139,872 | -0.1% | 0.77% |
| Edgecombe County | $136,679 | -1.5% | 1.04% |
| Robeson County | $136,515 | +2.3% | 0.87% |
| Jones County | $132,173 | -2.6% | 0.74% |
| Tyrrell County | $169,026 | +1.8% | 0.81% |
| Richmond County | $128,738 | +1.8% | 0.89% |
| Martin County | $127,266 | +5.7% | 1.06% |
Frequently asked questions
What is the average home price in Lenoir County, NC?
The typical home value in Lenoir County is $150,169 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Lenoir County?
About $42,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Lenoir County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).