Roosevelt County, Montana home prices
Typical home $145,987 · +12.2% in a year · property tax 1.28%
The typical home in Roosevelt County is worth $145,987, 69% less than the Montana typical home ($467,275). Values changed +12.2% in the past year and +29.1% over five years. Homeowners here pay a median 1.28% of their home's value in property tax each year ($1,870 on the typical home), versus 0.69% statewide.
Mortgage on the typical Roosevelt County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $29,197 | $116,789 | $786 | $0 | $229 | $1,014 | $43,500 |
| 10% down | $14,599 | $131,388 | $884 | $55 | $229 | $1,167 | $50,000 |
| 5% down | $7,299 | $138,687 | $933 | $58 | $229 | $1,220 | $52,300 |
| 3.5% down (FHA) | $5,110 | $143,342 | $964 | $65 | $229 | $1,258 | $53,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.28% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Carter County | $160,312 | -9.5% | 0.45% |
| Glacier County | $161,975 | -0.8% | 0.84% |
| Daniels County | $164,716 | +7.7% | 0.87% |
| Prairie County | $126,753 | +2.9% | 0.84% |
| Sheridan County | $175,449 | +10.1% | 1.23% |
| Toole County | $179,923 | +2.2% | 0.87% |
| Wheatland County | $182,100 | +11.3% | 0.56% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Valley County | $193,649 | +11.6% | 1.18% |
Frequently asked questions
What is the average home price in Roosevelt County, MT?
The typical home value in Roosevelt County is $145,987 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Roosevelt County?
About $43,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Roosevelt County?
The median effective rate is 1.28% of home value a year (Census ACS 2024 5-year estimates).