Prairie County, Montana home prices
Typical home $126,753 · +2.9% in a year · property tax 0.84%
The typical home in Prairie County is worth $126,753, 73% less than the Montana typical home ($467,275). Values changed +2.9% in the past year and +9.9% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,064 on the typical home), versus 0.69% statewide.
Mortgage on the typical Prairie County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $25,351 | $101,403 | $682 | $0 | $152 | $834 | $35,800 |
| 10% down | $12,675 | $114,078 | $767 | $48 | $152 | $967 | $41,400 |
| 5% down | $6,338 | $120,416 | $810 | $50 | $152 | $1,012 | $43,400 |
| 3.5% down (FHA) | $4,436 | $124,457 | $837 | $56 | $152 | $1,045 | $44,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Roosevelt County | $145,987 | +12.2% | 1.28% |
| Carter County | $160,312 | -9.5% | 0.45% |
| Glacier County | $161,975 | -0.8% | 0.84% |
| Daniels County | $164,716 | +7.7% | 0.87% |
| Sheridan County | $175,449 | +10.1% | 1.23% |
| Toole County | $179,923 | +2.2% | 0.87% |
| Wheatland County | $182,100 | +11.3% | 0.56% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Valley County | $193,649 | +11.6% | 1.18% |
Frequently asked questions
What is the average home price in Prairie County, MT?
The typical home value in Prairie County is $126,753 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Prairie County?
About $35,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Prairie County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).