Park County, Montana home prices
Typical home $602,767 · +1.8% in a year · property tax 0.56%
The typical home in Park County is worth $602,767, 29% more than the Montana typical home ($467,275). Values changed +1.8% in the past year and +12.1% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($3,405 on the typical home), versus 0.69% statewide.
Mortgage on the typical Park County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $120,553 | $482,214 | $3,244 | $0 | $585 | $3,829 | $164,100 |
| 10% down | $60,277 | $542,490 | $3,649 | $226 | $585 | $4,461 | $191,200 |
| 5% down | $30,138 | $572,629 | $3,852 | $239 | $585 | $4,676 | $200,400 |
| 3.5% down (FHA) | $21,097 | $591,849 | $3,981 | $267 | $585 | $4,833 | $207,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Ravalli County | $598,423 | +1.7% | 0.5% |
| Lake County | $595,594 | +2.4% | 0.61% |
| Missoula County | $569,820 | +1.3% | 0.88% |
| Flathead County | $646,151 | +2.0% | 0.58% |
| Broadwater County | $524,149 | +1.8% | 0.56% |
| Jefferson County | $520,701 | +3.5% | 0.55% |
| Gallatin County | $697,762 | +1.1% | 0.59% |
| Carbon County | $504,796 | +3.7% | 0.54% |
| Stillwater County | $487,371 | +10.8% | 0.57% |
| Sweet Grass County | $481,714 | +10.1% | 0.49% |
Frequently asked questions
What is the average home price in Park County, MT?
The typical home value in Park County is $602,767 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Park County?
About $164,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Park County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).