Missoula County, Montana home prices
Typical home $569,820 · +1.3% in a year · property tax 0.88%
The typical home in Missoula County is worth $569,820, 22% more than the Montana typical home ($467,275). Values changed +1.3% in the past year and +20.9% over five years. Homeowners here pay a median 0.88% of their home's value in property tax each year ($5,009 on the typical home), versus 0.69% statewide.
Mortgage on the typical Missoula County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $113,964 | $455,856 | $3,067 | $0 | $702 | $3,769 | $161,500 |
| 10% down | $56,982 | $512,838 | $3,450 | $214 | $702 | $4,366 | $187,100 |
| 5% down | $28,491 | $541,329 | $3,642 | $226 | $702 | $4,569 | $195,800 |
| 3.5% down (FHA) | $19,944 | $559,499 | $3,764 | $252 | $702 | $4,718 | $202,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.88% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana · part of the Missoula metro area.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Lake County | $595,594 | +2.4% | 0.61% |
| Ravalli County | $598,423 | +1.7% | 0.5% |
| Park County | $602,767 | +1.8% | 0.56% |
| Broadwater County | $524,149 | +1.8% | 0.56% |
| Jefferson County | $520,701 | +3.5% | 0.55% |
| Carbon County | $504,796 | +3.7% | 0.54% |
| Flathead County | $646,151 | +2.0% | 0.58% |
| Stillwater County | $487,371 | +10.8% | 0.57% |
| Sweet Grass County | $481,714 | +10.1% | 0.49% |
| Lewis and Clark County | $466,454 | +3.0% | 0.79% |
Frequently asked questions
What is the average home price in Missoula County, MT?
The typical home value in Missoula County is $569,820 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Missoula County?
About $161,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Missoula County?
The median effective rate is 0.88% of home value a year (Census ACS 2024 5-year estimates).