Broadwater County, Montana home prices
Typical home $524,149 · +1.8% in a year · property tax 0.56%
The typical home in Broadwater County is worth $524,149, 12% more than the Montana typical home ($467,275). Values changed +1.8% in the past year and +30.3% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($2,929 on the typical home), versus 0.69% statewide.
Mortgage on the typical Broadwater County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $104,830 | $419,319 | $2,821 | $0 | $506 | $3,327 | $142,600 |
| 10% down | $52,415 | $471,734 | $3,173 | $197 | $506 | $3,876 | $166,100 |
| 5% down | $26,207 | $497,941 | $3,350 | $207 | $506 | $4,063 | $174,100 |
| 3.5% down (FHA) | $18,345 | $514,655 | $3,462 | $232 | $506 | $4,200 | $180,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jefferson County | $520,701 | +3.5% | 0.55% |
| Carbon County | $504,796 | +3.7% | 0.54% |
| Stillwater County | $487,371 | +10.8% | 0.57% |
| Sweet Grass County | $481,714 | +10.1% | 0.49% |
| Missoula County | $569,820 | +1.3% | 0.88% |
| Lewis and Clark County | $466,454 | +3.0% | 0.79% |
| Granite County | $462,296 | +3.6% | 0.6% |
| Sanders County | $459,525 | +6.0% | 0.53% |
| Lake County | $595,594 | +2.4% | 0.61% |
| Ravalli County | $598,423 | +1.7% | 0.5% |
Frequently asked questions
What is the average home price in Broadwater County, MT?
The typical home value in Broadwater County is $524,149 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Broadwater County?
About $142,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Broadwater County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).