Cascade County, Montana home prices
Typical home $339,981 · +2.7% in a year · property tax 0.87%
The typical home in Cascade County is worth $339,981, 27% less than the Montana typical home ($467,275). Values changed +2.7% in the past year and +41.6% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($2,973 on the typical home), versus 0.69% statewide.
Mortgage on the typical Cascade County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,996 | $271,985 | $1,830 | $0 | $418 | $2,247 | $96,300 |
| 10% down | $33,998 | $305,983 | $2,058 | $127 | $418 | $2,604 | $111,600 |
| 5% down | $16,999 | $322,982 | $2,173 | $135 | $418 | $2,725 | $116,800 |
| 3.5% down (FHA) | $11,899 | $333,823 | $2,246 | $150 | $418 | $2,814 | $120,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana · part of the Great Falls metro area.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Powell County | $333,071 | +6.2% | 0.69% |
| Teton County | $356,563 | +8.1% | 0.75% |
| Meagher County | $309,452 | -1.6% | 0.66% |
| Garfield County | $298,632 | +23.4% | 0.62% |
| Judith Basin County | $296,563 | +5.5% | 0.45% |
| Chouteau County | $294,526 | +9.4% | 0.75% |
| Deer Lodge County | $294,344 | +3.4% | 0.78% |
| Mineral County | $391,935 | +2.2% | 0.48% |
| Fergus County | $286,543 | +5.2% | 0.75% |
| Silver Bow County | $286,274 | +3.1% | 0.98% |
Frequently asked questions
What is the average home price in Cascade County, MT?
The typical home value in Cascade County is $339,981 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cascade County?
About $96,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cascade County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).