Great Falls, MT home prices
Typical home $339,963 · +2.7% in a year · income needed $96,300
The Great Falls, MT metro area ranks 239 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.7% in a year and +41.6% over five years. With 20% down at 7.11%, the typical home costs about $2,247 a month including 0.87% property tax (Cascade County rate).
Mortgage on the typical Great Falls home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $67,993 | $271,970 | $1,830 | $0 | $418 | $2,247 | $96,300 |
| 10% down | $33,996 | $305,966 | $2,058 | $127 | $418 | $2,603 | $111,600 |
| 5% down | $16,998 | $322,964 | $2,173 | $135 | $418 | $2,725 | $116,800 |
| 3.5% down (FHA) | $11,899 | $333,805 | $2,246 | $150 | $418 | $2,814 | $120,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Great Falls area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cascade County, MT | $339,981 | +2.7% | 0.87% |
What can you afford in Montana on your salary? · Montana home prices · Salaries in Montana
Frequently asked questions
How much is a house in Great Falls?
The typical home in the Great Falls, MT metro area is worth $339,963 (Zillow, September 2026).
What salary do you need to buy a house in Great Falls?
About $96,300 a year for the typical home with 20% down at 7.11%.