Powell County, Montana home prices
Typical home $333,071 · +6.2% in a year · property tax 0.69%
The typical home in Powell County is worth $333,071, 29% less than the Montana typical home ($467,275). Values changed +6.2% in the past year and +44.1% over five years. Homeowners here pay a median 0.69% of their home's value in property tax each year ($2,286 on the typical home), versus 0.69% statewide.
Mortgage on the typical Powell County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $66,614 | $266,457 | $1,792 | $0 | $357 | $2,150 | $92,100 |
| 10% down | $33,307 | $299,764 | $2,017 | $125 | $357 | $2,499 | $107,100 |
| 5% down | $16,654 | $316,417 | $2,129 | $132 | $357 | $2,617 | $112,200 |
| 3.5% down (FHA) | $11,657 | $327,038 | $2,200 | $147 | $357 | $2,704 | $115,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.69% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cascade County | $339,981 | +2.7% | 0.87% |
| Teton County | $356,563 | +8.1% | 0.75% |
| Meagher County | $309,452 | -1.6% | 0.66% |
| Garfield County | $298,632 | +23.4% | 0.62% |
| Judith Basin County | $296,563 | +5.5% | 0.45% |
| Chouteau County | $294,526 | +9.4% | 0.75% |
| Deer Lodge County | $294,344 | +3.4% | 0.78% |
| Fergus County | $286,543 | +5.2% | 0.75% |
| Silver Bow County | $286,274 | +3.1% | 0.98% |
| Richland County | $282,058 | +5.3% | 0.74% |
Frequently asked questions
What is the average home price in Powell County, MT?
The typical home value in Powell County is $333,071 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Powell County?
About $92,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Powell County?
The median effective rate is 0.69% of home value a year (Census ACS 2024 5-year estimates).