Perry County, Missouri home prices
Typical home $236,630 · +7.6% in a year · property tax 0.74%
The typical home in Perry County is worth $236,630, 11% less than the Missouri typical home ($265,387). Values changed +7.6% in the past year and +32.2% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($1,754 on the typical home), versus 0.79% statewide.
Mortgage on the typical Perry County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,326 | $189,304 | $1,273 | $0 | $264 | $1,538 | $65,900 |
| 10% down | $23,663 | $212,967 | $1,433 | $89 | $264 | $1,786 | $76,500 |
| 5% down | $11,832 | $224,799 | $1,512 | $94 | $264 | $1,870 | $80,200 |
| 3.5% down (FHA) | $8,282 | $232,344 | $1,563 | $105 | $264 | $1,932 | $82,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Gasconade County | $236,772 | +4.0% | 0.73% |
| DeKalb County | $236,909 | +5.7% | 0.76% |
| Montgomery County | $236,099 | +10.9% | 0.76% |
| Laclede County | $237,472 | +5.3% | 0.6% |
| Dallas County | $239,061 | +7.1% | 0.4% |
| Douglas County | $239,433 | +7.2% | 0.44% |
| Phelps County | $232,325 | +5.3% | 0.64% |
| Pulaski County | $231,876 | +4.3% | 0.61% |
| Moniteau County | $241,712 | +4.7% | 0.68% |
| Cape Girardeau County | $242,411 | +4.5% | 0.64% |
Frequently asked questions
What is the average home price in Perry County, MO?
The typical home value in Perry County is $236,630 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Perry County?
About $65,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Perry County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).