Moniteau County, Missouri home prices
Typical home $241,712 · +4.7% in a year · property tax 0.68%
The typical home in Moniteau County is worth $241,712, 9% less than the Missouri typical home ($265,387). Values changed +4.7% in the past year and +31.3% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,654 on the typical home), versus 0.79% statewide.
Mortgage on the typical Moniteau County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,342 | $193,369 | $1,301 | $0 | $259 | $1,560 | $66,800 |
| 10% down | $24,171 | $217,541 | $1,463 | $91 | $259 | $1,813 | $77,700 |
| 5% down | $12,086 | $229,626 | $1,545 | $96 | $259 | $1,899 | $81,400 |
| 3.5% down (FHA) | $8,460 | $237,334 | $1,597 | $107 | $259 | $1,962 | $84,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Jefferson City metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Cape Girardeau County | $242,411 | +4.5% | 0.64% |
| Cooper County | $242,786 | +3.9% | 0.66% |
| Barry County | $242,990 | +3.9% | 0.53% |
| Douglas County | $239,433 | +7.2% | 0.44% |
| Dallas County | $239,061 | +7.1% | 0.4% |
| Newton County | $244,970 | +4.6% | 0.63% |
| Taney County | $245,474 | -0.6% | 0.55% |
| Laclede County | $237,472 | +5.3% | 0.6% |
| Caldwell County | $246,003 | +3.5% | 0.8% |
| DeKalb County | $236,909 | +5.7% | 0.76% |
Frequently asked questions
What is the average home price in Moniteau County, MO?
The typical home value in Moniteau County is $241,712 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Moniteau County?
About $66,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Moniteau County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).