Douglas County, Missouri home prices
Typical home $239,433 · +7.2% in a year · property tax 0.44%
The typical home in Douglas County is worth $239,433, 10% less than the Missouri typical home ($265,387). Values changed +7.2% in the past year and +45.3% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($1,053 on the typical home), versus 0.79% statewide.
Mortgage on the typical Douglas County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,887 | $191,546 | $1,289 | $0 | $207 | $1,496 | $64,100 |
| 10% down | $23,943 | $215,489 | $1,450 | $90 | $207 | $1,747 | $74,900 |
| 5% down | $11,972 | $227,461 | $1,530 | $95 | $207 | $1,832 | $78,500 |
| 3.5% down (FHA) | $8,380 | $235,096 | $1,582 | $106 | $207 | $1,895 | $81,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Dallas County | $239,061 | +7.1% | 0.4% |
| Laclede County | $237,472 | +5.3% | 0.6% |
| Moniteau County | $241,712 | +4.7% | 0.68% |
| DeKalb County | $236,909 | +5.7% | 0.76% |
| Gasconade County | $236,772 | +4.0% | 0.73% |
| Perry County | $236,630 | +7.6% | 0.74% |
| Cape Girardeau County | $242,411 | +4.5% | 0.64% |
| Montgomery County | $236,099 | +10.9% | 0.76% |
| Cooper County | $242,786 | +3.9% | 0.66% |
| Barry County | $242,990 | +3.9% | 0.53% |
Frequently asked questions
What is the average home price in Douglas County, MO?
The typical home value in Douglas County is $239,433 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Douglas County?
About $64,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Douglas County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).