Laclede County, Missouri home prices
Typical home $237,472 · +5.3% in a year · property tax 0.6%
The typical home in Laclede County is worth $237,472, 11% less than the Missouri typical home ($265,387). Values changed +5.3% in the past year and +32.4% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($1,426 on the typical home), versus 0.79% statewide.
Mortgage on the typical Laclede County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,494 | $189,977 | $1,278 | $0 | $238 | $1,516 | $65,000 |
| 10% down | $23,747 | $213,725 | $1,438 | $89 | $238 | $1,764 | $75,600 |
| 5% down | $11,874 | $225,598 | $1,518 | $94 | $238 | $1,849 | $79,200 |
| 3.5% down (FHA) | $8,312 | $233,171 | $1,569 | $105 | $238 | $1,911 | $81,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Missouri · part of the Lebanon metro area.
Missouri counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| DeKalb County | $236,909 | +5.7% | 0.76% |
| Gasconade County | $236,772 | +4.0% | 0.73% |
| Perry County | $236,630 | +7.6% | 0.74% |
| Montgomery County | $236,099 | +10.9% | 0.76% |
| Dallas County | $239,061 | +7.1% | 0.4% |
| Douglas County | $239,433 | +7.2% | 0.44% |
| Moniteau County | $241,712 | +4.7% | 0.68% |
| Cape Girardeau County | $242,411 | +4.5% | 0.64% |
| Phelps County | $232,325 | +5.3% | 0.64% |
| Cooper County | $242,786 | +3.9% | 0.66% |
Frequently asked questions
What is the average home price in Laclede County, MO?
The typical home value in Laclede County is $237,472 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Laclede County?
About $65,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Laclede County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).