Jones County, Mississippi home prices
Typical home $150,092 · -3.3% in a year · property tax 0.74%
The typical home in Jones County is worth $150,092, 23% less than the Mississippi typical home ($194,531). Values changed -3.3% in the past year and -1.1% over five years. Homeowners here pay a median 0.74% of their home's value in property tax each year ($1,104 on the typical home), versus 0.65% statewide.
Mortgage on the typical Jones County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,018 | $120,073 | $808 | $0 | $167 | $975 | $41,800 |
| 10% down | $15,009 | $135,083 | $909 | $56 | $167 | $1,132 | $48,500 |
| 5% down | $7,505 | $142,587 | $959 | $59 | $167 | $1,186 | $50,800 |
| 3.5% down (FHA) | $5,253 | $147,373 | $991 | $66 | $167 | $1,225 | $52,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.74% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Mississippi · part of the Laurel metro area.
Mississippi counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Choctaw County | $148,364 | -2.4% | 0.48% |
| Walthall County | $151,835 | +0.1% | 0.72% |
| Winston County | $153,231 | +7.7% | 0.65% |
| Benton County | $153,391 | +7.2% | 0.69% |
| Warren County | $143,982 | +0.4% | 0.8% |
| Wayne County | $143,110 | +21.2% | 0.63% |
| Greene County | $157,923 | +14.8% | 0.85% |
| Yalobusha County | $159,015 | +2.9% | 0.66% |
| Simpson County | $159,366 | -0.4% | 0.61% |
| Itawamba County | $159,400 | +12.7% | 0.59% |
Frequently asked questions
What is the average home price in Jones County, MS?
The typical home value in Jones County is $150,092 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jones County?
About $41,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jones County?
The median effective rate is 0.74% of home value a year (Census ACS 2024 5-year estimates).