Washington County, Indiana home prices
Typical home $217,713 · +3.0% in a year · property tax 0.63%
The typical home in Washington County is worth $217,713, 15% less than the Indiana typical home ($257,165). Values changed +3.0% in the past year and +26.7% over five years. Homeowners here pay a median 0.63% of their home's value in property tax each year ($1,379 on the typical home), versus 0.74% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,543 | $174,171 | $1,172 | $0 | $224 | $1,395 | $59,800 |
| 10% down | $21,771 | $195,942 | $1,318 | $82 | $224 | $1,624 | $69,600 |
| 5% down | $10,886 | $206,828 | $1,391 | $86 | $224 | $1,701 | $72,900 |
| 3.5% down (FHA) | $7,620 | $213,770 | $1,438 | $96 | $224 | $1,758 | $75,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.63% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rush County | $216,930 | +3.3% | 0.65% |
| Newton County | $221,831 | +3.1% | 0.77% |
| Parke County | $221,877 | +7.4% | 0.49% |
| Fulton County | $212,557 | +7.7% | 0.54% |
| Starke County | $222,883 | +6.0% | 0.61% |
| Jennings County | $222,973 | +5.8% | 0.6% |
| Huntington County | $211,741 | +5.0% | 0.71% |
| Clinton County | $224,260 | +6.8% | 0.6% |
| Gibson County | $211,061 | +5.7% | 0.72% |
| Jackson County | $225,472 | +1.6% | 0.49% |
Frequently asked questions
What is the average home price in Washington County, IN?
The typical home value in Washington County is $217,713 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $59,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.63% of home value a year (Census ACS 2024 5-year estimates).