Fulton County, Indiana home prices
Typical home $212,557 · +7.7% in a year · property tax 0.54%
The typical home in Fulton County is worth $212,557, 17% less than the Indiana typical home ($257,165). Values changed +7.7% in the past year and +34.1% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($1,146 on the typical home), versus 0.74% statewide.
Mortgage on the typical Fulton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,511 | $170,045 | $1,144 | $0 | $202 | $1,346 | $57,700 |
| 10% down | $21,256 | $191,301 | $1,287 | $80 | $202 | $1,568 | $67,200 |
| 5% down | $10,628 | $201,929 | $1,358 | $84 | $202 | $1,644 | $70,500 |
| 3.5% down (FHA) | $7,439 | $208,707 | $1,404 | $94 | $202 | $1,700 | $72,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Huntington County | $211,741 | +5.0% | 0.71% |
| Gibson County | $211,061 | +5.7% | 0.72% |
| Rush County | $216,930 | +3.3% | 0.65% |
| Washington County | $217,713 | +3.0% | 0.63% |
| Lawrence County | $206,294 | +2.2% | 0.6% |
| Newton County | $221,831 | +3.1% | 0.77% |
| Parke County | $221,877 | +7.4% | 0.49% |
| Benton County | $203,022 | +3.5% | 0.77% |
| Vanderburgh County | $202,409 | +4.4% | 0.8% |
| Starke County | $222,883 | +6.0% | 0.61% |
Frequently asked questions
What is the average home price in Fulton County, IN?
The typical home value in Fulton County is $212,557 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fulton County?
About $57,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fulton County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).