Gibson County, Indiana home prices
Typical home $211,061 · +5.7% in a year · property tax 0.72%
The typical home in Gibson County is worth $211,061, 18% less than the Indiana typical home ($257,165). Values changed +5.7% in the past year and +30.4% over five years. Homeowners here pay a median 0.72% of their home's value in property tax each year ($1,526 on the typical home), versus 0.74% statewide.
Mortgage on the typical Gibson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,212 | $168,849 | $1,136 | $0 | $233 | $1,369 | $58,700 |
| 10% down | $21,106 | $189,955 | $1,278 | $79 | $233 | $1,590 | $68,100 |
| 5% down | $10,553 | $200,508 | $1,349 | $84 | $233 | $1,665 | $71,400 |
| 3.5% down (FHA) | $7,387 | $207,238 | $1,394 | $93 | $233 | $1,720 | $73,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.72% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Huntington County | $211,741 | +5.0% | 0.71% |
| Fulton County | $212,557 | +7.7% | 0.54% |
| Lawrence County | $206,294 | +2.2% | 0.6% |
| Rush County | $216,930 | +3.3% | 0.65% |
| Washington County | $217,713 | +3.0% | 0.63% |
| Benton County | $203,022 | +3.5% | 0.77% |
| Vanderburgh County | $202,409 | +4.4% | 0.8% |
| Martin County | $200,997 | +2.3% | 0.54% |
| Newton County | $221,831 | +3.1% | 0.77% |
| Parke County | $221,877 | +7.4% | 0.49% |
Frequently asked questions
What is the average home price in Gibson County, IN?
The typical home value in Gibson County is $211,061 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Gibson County?
About $58,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Gibson County?
The median effective rate is 0.72% of home value a year (Census ACS 2024 5-year estimates).