Newton County, Indiana home prices
Typical home $221,831 · +3.1% in a year · property tax 0.77%
The typical home in Newton County is worth $221,831, 14% less than the Indiana typical home ($257,165). Values changed +3.1% in the past year and +32.6% over five years. Homeowners here pay a median 0.77% of their home's value in property tax each year ($1,711 on the typical home), versus 0.74% statewide.
Mortgage on the typical Newton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,366 | $177,465 | $1,194 | $0 | $254 | $1,447 | $62,000 |
| 10% down | $22,183 | $199,648 | $1,343 | $83 | $254 | $1,680 | $72,000 |
| 5% down | $11,092 | $210,740 | $1,418 | $88 | $254 | $1,759 | $75,400 |
| 3.5% down (FHA) | $7,764 | $217,813 | $1,465 | $98 | $254 | $1,817 | $77,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.77% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Indiana · part of the Chicago metro area.
Indiana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Parke County | $221,877 | +7.4% | 0.49% |
| Starke County | $222,883 | +6.0% | 0.61% |
| Jennings County | $222,973 | +5.8% | 0.6% |
| Clinton County | $224,260 | +6.8% | 0.6% |
| Jackson County | $225,472 | +1.6% | 0.49% |
| Washington County | $217,713 | +3.0% | 0.63% |
| Rush County | $216,930 | +3.3% | 0.65% |
| Montgomery County | $226,785 | +4.4% | 0.65% |
| White County | $227,574 | +4.5% | 0.54% |
| Marion County | $227,822 | -0.8% | 0.91% |
Frequently asked questions
What is the average home price in Newton County, IN?
The typical home value in Newton County is $221,831 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Newton County?
About $62,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Newton County?
The median effective rate is 0.77% of home value a year (Census ACS 2024 5-year estimates).