Wilkes County, Georgia home prices
Typical home $164,586 · +7.0% in a year · property tax 1.05%
The typical home in Wilkes County is worth $164,586, 50% less than the Georgia typical home ($329,115). Values changed +7.0% in the past year and +40.7% over five years. Homeowners here pay a median 1.05% of their home's value in property tax each year ($1,733 on the typical home), versus 0.77% statewide.
Mortgage on the typical Wilkes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,917 | $131,669 | $886 | $0 | $227 | $1,112 | $47,700 |
| 10% down | $16,459 | $148,127 | $996 | $62 | $227 | $1,285 | $55,100 |
| 5% down | $8,229 | $156,356 | $1,052 | $65 | $227 | $1,344 | $57,600 |
| 3.5% down (FHA) | $5,761 | $161,605 | $1,087 | $73 | $227 | $1,387 | $59,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.05% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Colquitt County | $165,756 | +6.3% | 0.84% |
| Clay County | $161,975 | +7.2% | 0.99% |
| Echols County | $168,349 | +4.0% | 0.91% |
| Cook County | $168,973 | +6.9% | 0.78% |
| Miller County | $159,989 | +5.1% | 1.29% |
| Decatur County | $169,821 | +4.8% | 0.95% |
| Bacon County | $159,283 | +6.9% | 1.13% |
| Bibb County | $170,006 | +2.4% | 1.03% |
| Webster County | $159,107 | +8.1% | 1.12% |
| Toombs County | $171,022 | +1.6% | 0.9% |
Frequently asked questions
What is the average home price in Wilkes County, GA?
The typical home value in Wilkes County is $164,586 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wilkes County?
About $47,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wilkes County?
The median effective rate is 1.05% of home value a year (Census ACS 2024 5-year estimates).