Miller County, Georgia home prices
Typical home $159,989 · +5.1% in a year · property tax 1.29%
The typical home in Miller County is worth $159,989, 51% less than the Georgia typical home ($329,115). Values changed +5.1% in the past year and +43.8% over five years. Homeowners here pay a median 1.29% of their home's value in property tax each year ($2,058 on the typical home), versus 0.77% statewide.
Mortgage on the typical Miller County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,998 | $127,991 | $861 | $0 | $251 | $1,112 | $47,700 |
| 10% down | $15,999 | $143,990 | $969 | $60 | $251 | $1,280 | $54,900 |
| 5% down | $7,999 | $151,989 | $1,022 | $63 | $251 | $1,337 | $57,300 |
| 3.5% down (FHA) | $5,600 | $157,091 | $1,057 | $71 | $251 | $1,379 | $59,100 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.29% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Georgia.
Georgia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Bacon County | $159,283 | +6.9% | 1.13% |
| Webster County | $159,107 | +8.1% | 1.12% |
| Clay County | $161,975 | +7.2% | 0.99% |
| Appling County | $156,534 | +5.7% | 0.94% |
| Dodge County | $155,734 | +14.2% | 0.87% |
| Wilkes County | $164,586 | +7.0% | 1.05% |
| Jenkins County | $155,166 | +0.3% | 0.86% |
| Colquitt County | $165,756 | +6.3% | 0.84% |
| Irwin County | $153,871 | +5.1% | 1.07% |
| Taliaferro County | $152,258 | +12.4% | 1.31% |
Frequently asked questions
What is the average home price in Miller County, GA?
The typical home value in Miller County is $159,989 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Miller County?
About $47,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Miller County?
The median effective rate is 1.29% of home value a year (Census ACS 2024 5-year estimates).